✦ Luca - AI CFO

Finally, someone who knows your numbers

Luca is NoCFO's AI CFO, and they're in your corner when the numbers get confusing. Ask them anything about your business finances and you'll get a straight answer in plain language, without the jargon.

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Meet Luca

For anyone running a business without a finance team.Whether you're a freelancer, a sole trader, or running a small limited company; if the finances are on you, Luca was made for you.

What Luca does

Your AI CFO, always available. Wherever, whenever.

Luca lives inside NoCFO and sees the same numbers you do: invoices, expenses, cash. Luca keeps an eye on things so you can focus on everything else.

Ask anything

Something feel off with your finances? Just ask. Luca answers in plain language because they know your books.

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Call Luca

Not a fan of typing? Call instead. Luca picks up immediately and already knows what you're talking about.

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Luca
On a call
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Monthly summaries

At the end of each month, Luca tells you how it went; short, clear, no spreadsheets required.
Feb
€3,100
Mar
€3,700
Apr
+12%

Luca notices things

Unpaid invoices, surprise expenses, cash quietly dipping. Luca catches it before you do.
1 unpaid invoice14 days overdue — Acme Ltd, €1,200
Cash below €2,000Consider chasing that invoice

No jargon

What even is depreciation? Luca explains it the way a friend would, not a textbook.


Luca gets things done

Luca doesn't just answer, they act. Tell them what you need, whether it's an invoice, a contact, or a bookkeeping entry. Done.

Invoice created — Matt Wilson, €850
Invoice sent — matt@example.com
Books updated — marked as pending

How Luca works

Just ask. Luca knows your books.

1. Open NoCFO and start a conversation
Luca is already there. No setup, no configuration.
2. Ask anything, by chat or phone
Luca reads your actual books, no estimates or guesses. Ask about your cash situation, unpaid invoices, or how the month went. Every answer is in plain language, and always specific to your business.
3. Let Luca act, not just answer
Luca doesn't just answer questions; ask them to send an invoice, flag an overdue payment, or pull together your monthly summary. You say what you need, Luca handles the rest.

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Luca's origin story

Named after someone who changed everything.

In 1494, a Franciscan friar named Luca Pacioli wrote the rules of bookkeeping that are still used today. Most people have never heard of him, but every business owner works with his invention every day.

We named our AI after him, because if you're going to build something, name it after the best.

"People often say accountants will still be needed for expert work, but the fact is, as AI develops, it can sometimes outperform even a human expert. AI can process vast amounts of data and make knowledge-based interpretations that a person might simply miss."

Teemu Karuluoto
CEO & Co-founder, NoCFO

Your AI CFO, always available. Wherever, whenever.

Save time and money on your accounting.