Your association's finances in order

Forget expensive software and bookkeeping that piles up. NoCFO categorises transactions automatically, sends membership invoices, and keeps your finances up to date all year round.

Get started for free

No card information needed – Set up in under 5 minutes

Everything your association needs, all in one place

AI bookkeeping

Automatic AI-powered booking suggestions for every bank transaction — no manual entry or typing. You can automate bookkeeping using rules.
Send and receive icon

Flexible Sales and Purchase Invoices

Send invoices by email or e-invoice individually or in bulk to your entire membership. Receive invoices directly in the software and pay them right there.

Receipt scanning and Document archive

Snap a receipt on your phone and NoCFO automatically matches it to the correct transaction. Everything stored digitally.

Payroll

Pay salaries easily when needed and get automatic payroll entries directly into bookkeeping.

Unlimited users

Include the entire board and active members at no extra cost.
Chat icon

Chat support

Need help with bookkeeping or using the software? Our team responds within one business day.

Pricing

For associations of all shapes and sizes

Association Free

Try NoCFO for free

✔ AI bookkeeping
✔ Sales and purchase invoicing
✔ Receipt scanning and document archive
✔ Mass invoicing and consumer invoices
✔ Unlimited users
✔ Chat support
✔ 8 transactions /month

For associations with very little activity.


‍

0€

/vuosi

Aloita ilmaiseksi

Association Lite

Small, non-commercial associations

✔ AI bookkeeping
✔ Sales and purchase invoicing
✔ Receipt scanning and document archive
✔ Mass invoicing and consumer invoices
✔ Unlimited users
✔ Chat support
✔ 500 transactions /year

Designed for small associations with low activity most of the year and a short peak during membership invoicing. ‍

120€

/year

Get started for free

Association Plus

Growing associations, more activity

✔ AI bookkeeping
✔ Sales and purchase invoicing
✔ Receipt scanning and document archive
✔ Mass invoicing and consumer invoices
✔ Unlimited users
✔ Chat support
✔ 1500 transactions /year

For more active associations with higher transaction volumes and possibly paid staff.

240€

/vuosi

Aloita ilmaiseksi

Most popular

Yhdistys Pro

Larger and more active associations

✔ AI bookkeeping
✔ Sales and purchase invoicing
✔ Receipt scanning and document archive
✔ Mass invoicing and consumer invoices
✔ Unlimited users
✔ Chat support
✔ 7500 transactions /year

For large associations with year-round activity.

‍
‍

480€

/year

Get started for free

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Customer Stories

Why are people using us?

Konsta Leskelä
This is a very good program! The vault integration works very smoothly, which is a big plus. I have tried many accounting tools for “small entrepreneurs”, but they are often so complex that even a degree in economics does not help.

Art L.

Entrepreneur Lykka oy

Picture of Aatu Pulkkinen
Ease of use and excellent price-quality ratio are important for us when choosing a service provider. NOCFO combines both elements seamlessly.

Aatu Pulkkinen

Accounting firm

Septimus Ltd
Picture by Tanja Karonen
This is a great platform for you! I am amazed at the intuitiveness and user-friendliness of a few accounting programs that you have achieved so far

Tanja K.

Entrepreneur - TMK Asunnot Oy

NOCFO's solution was really handy and I managed my own side business with the help of the PLUS package myself.

Matti S.

Side Activity Entrepreneur

NOCFO icono
The program is just what I needed to run a side business name. The AI sparring positively surprised and the Vault integration works brilliantly. With clear instructions, things can be done easily and cheaply.

Marjaliisa

Business name Avartamo

NOCFO icono
The books had been hanging for months due to a lack of motivation for the receipt rally, even though I had already tested receipt scanner apps. NOCFO's new Vault integration came completely out of the blue — an incredible relief and just what I had been longing for!

Donald A.

Business name Kalle Alho

NOCFO icono
A big thank you to NOCFO -- it's a clear, easy-to-use solution that does exactly what I need. I have recommended it to anyone with whom accounting has been talked about. It makes the whole process much simpler.

Tero N.

Entrepreneur - Grater Consulting Oy

NOCFO icon round
Thank you very much for a great product. The current version is already revolutionizing the process — accounting is done much more smoothly and with less effort.

Juha P.

Entrepreneur at Buonarroti Oy

Picture of Pin Pals reputation
I had no previous experience with accounting applications and learning a new one was always a bit horrible. The service surprised us positively in all respects and fits the needs of our association like pouring into a bowling alley. NOCFO is simple and can be used even by a 57-year-old accountant.

Treasurer Make

Pin Pals Imatra ry

NOCFO, a.

Matti S.

Side-Hustle Entrepreneur

Picture of Aatu Pulkkinen
When choosing a service provider, ease of use and excellent value for money are key for us. NOCFO combines both elements seamlessly.

Aatu Pulkkinen

Accounting office

Septimus Ltd
Picture by Tanja Karonen
Your platform is absolutely AWESOME! After slogging through several accounting programs, I'm completely stunned by the intuitiveness and user-friendliness you've achieved so far.

Tanja K.

Entrepreneur at TMK Asunnot Oy

NOCFO, a.

Matti S.

Side-Hustle Entrepreneur

NOCFO icon round
The software is exactly what I've been looking for to run my side business. The AI assistant was a pleasant surprise, and the Vault integration works great. With clear instructions, everything gets done easily and affordably.

Marjaliisa

Business name Entrepreneur Avartamo

I'd been putting off my bookkeeping for months, even after testing receipt scanner apps — just couldn't bring myself to deal with the hassle. Nocfo's new Holvi integration came out of nowhere — an absolute game-changer and exactly what I needed!

Donald A.

Business name Kalle Alho

Big thanks for NOCFO — it's a solid, easy-to-use solution that does exactly what I need. I've been recommending it to everyone I've had bookkeeping conversations with. It really simplifies the process.

Tero N.

Entrepreneur at Grater Consulting Ltd

Big thanks for a great product. Even the current version is a real game changer — bookkeeping is now much smoother and less of a hassle.

Juha P.

Entrepreneur at Buonarroti Oy

Picture of Pin Pals reputation
I had no prior experience with accounting software, and learning new tools can be intimidating. But NOCFO was a pleasant surprise — simple, effective, and perfect for our association's needs. Even a 57-year-old accounting novice like me can use it!

Treasury Husband

Pin Pals Imatra ry

Let's get your association's finances sorted

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