NOCFO business accounts are designed for the needs of the small business owner. NOCFO Flex and Business offer a flexible and versatile option.
You can start lightly and expand as needed — with no commitment or hidden costs.
Business accounts are automatically merged into your financial management and you can see account transactions flow into your books in real time.
Easily manage all your business finances from one place and with one clear interface.
A monthly fee-free business account is flexible to meet your business needs.
For sole proprietors and small businesses.
For Toiminimi and Oy.
0 €
/month
A versatile and clear business account with all the delights.
For startups and SMEs.
Only for Oy.
25 €
/month
New company
Save on opening fees, monthly fees, and account usage fees.
760 €
Compared to a traditional bank. Opening a new account and 10 wire transfers per month.
Solopreneur
Save on monthly fees, usage costs, and data transfer costs (for example, traditional bank WS channels).
560 €
Compared to a traditional bank, when a company makes 10 wire transfers per month.
Microenterprise
Save on monthly fees, usage costs, and data transfer costs (for example, traditional bank WS channels).
620 €
Compared to a traditional bank, when the company has another user and 30 bank transfers per month.
Card payments abroad?
Save on opening fees, monthly fees, and account usage fees.
600 €
Compared to traditional banking, when a company makes 100,000€ currency payments per year on the card.
International payments?
Save on monthly fees, usage costs, and data transfer costs (for example, traditional bank WS channels).
2600 €
Compared to a traditional bank, when a company makes €200,000 international currency payments per year.
Growing payment traffic?
Save on monthly fees, usage costs, and data transfer costs (for example, traditional bank WS channels).
1000 €
Compared to traditional banking, when a company makes 200 wire transfers per month and uses WS channels for data transfer.
No opening fees, no queuing or pointless gimmicks. You can open an account in a couple of days conveniently completely online.
You can open an account completely online, with no opening fee. You can open a business account directly from your company's Settings. You only add your own and your company's data — Holvi verifies your data in a couple of days.
Finalize the use of business account with a couple of click. Add/edit the bookkeeping account where the transactions are entried. A few minutes and business account works seamlessly in NOCFO.
Account transactions automatically enter the accounting records. Pay bills as well as other fees and all necessary procedures all directly in the same service.
NOCFO's business accounts are provided by Holvi Payment Services Oy. Holvi is a Finnish payment institution established in 2011 and has a payment institution licence issued by the Finnish Financial Supervisory Authority.
Since its inception, the goal of Holvi has been to make life easier for entrepreneurs and companies, and today it already serves more than 20,000 companies in Finland, from sole proprietors to SMEs.
Holvi has bank-level protection. In practice, this means that in accordance with the Payment Services Directive (PSD2), Holvi retains all customer assets in separate partner banks. In this way, the funds are secured by deposit protection provided by banks. In the unlikely event that Holvi were to run into payment difficulties, our clients' assets would still remain intact and secure, separate from Holvi's balance sheet.
